Agribusiness, food & beverage
Climate and crop risks, storage, processing and transport of perishable goods, plus product liability and recall across the entire chain.
Industries
Understand the operation before proposing protection.
EMF considers technical, contractual and operational characteristics when discussing each business's risks.
Industries we serve
Each sector has its own exposures, and the insurance program needs to reflect that reality.
Energy
Generation, transmission and distribution assets, operational continuity, environmental liabilities and complex contractual chains with suppliers and lenders.
03
Wholesale & Retail
High-value inventory, store networks and distribution centers, goods in transit, customer credit and growing exposure to cyber and data risks.
04
Infrastructure
Exposures during project development, construction and operation, with requirements for surety bonds, engineering risks and liability cover.
05
Financial Institutions
Directors and officers liability, professional risks, crime and fraud, cyber risks and a regulatory environment that demands robust governance.
06
Chemicals & Pharma
Sensitive industrial processes, environmental and pollution risks, product liability, recall and strict regulatory requirements.
07
Ports & Logistics
Cargo handling and storage, terminal and equipment operations, carrier and operator liabilities, and business interruption.
It starts with your business
There is no ideal structure out of context. Priority risks, limits, deductibles and terms require individual analysis.
Talk about your operation