Assessment
Mapping the business's exposures to design insurance programs that fit the reality of each operation.
Independent perspective · Senior-led advisory
Complex risks deserve more than standard answers.
EMF brings market experience and close, senior-level attention to corporate risk and insurance decisions — from understanding exposures to evaluating the options available.
How EMF adds value
We start with the business, not the policy. Three connected steps guide our approach.
Structuring
Coverage design, review of policy terms and negotiation with insurers and reinsurers.
Relationship
Policy management, renewals and claims support, built on long-term relationships.
Leadership
Experience you speak to directly.
Led by Enzo Mario Ferracini, with approximately 30 years in the insurance market, EMF brings executive experience from Brazilian and international brokerages to every conversation.
A boutique approach means direct senior dialogue, context-driven advice and a clear view of the options in the insurance market.
AonInterbrokJLTTHB BrasilLockton
Solutions built around your exposures
From property protection to employee benefits, we design tailored programs for every stage and need of your business.
Property & Casualty
Property, general liability, D&O, E&O, cyber, construction, surety, cargo, fleet, environmental, trade credit and financial lines.
Explore expertise →Health, Life & Dental
Benefit programs that care for people and strengthen talent attraction and retention.
Explore expertise →Partnership
EMF and MDS
The closeness of a specialist advisory firm with the strength of a global group.
MDS Group is one of the leading international groups in insurance and reinsurance brokerage, risk consulting and benefits management. Part of The Ardonagh Group, it also benefits from the international reach of Brokerslink, a global brokerage network.
Discover the MDS structureEMF in the media
Experience recognized by the market.
Seguro Rural Brasil
See all publications ↗Rural insurance subsidies and producer resilience.
Read article ↗ Insurance CorpHow weak risk-management maturity can affect companies.
Read article ↗ Jovem PanCyberattacks and their impact on the insurance market.
Read article ↗Contact
Let's talk about your business.
Get in touch to schedule a meeting and find out how we can structure the right solution for your company.